capagri™ is a revolutionary payment solution enabling farmers to gain access to immediate payments and advanced, affordable finance options, supported by their production and delivery data.
CapAgri is a mobile payment solution that complements the WeightCapture™ solution, providing secure, digital/mobile money payments through the full value chain.
CapAgri™ is integrated with WeightCapture™ and uses biometric, mobile and cloud technology – delivering fast, secure, verified payment eliminating corruption, theft or mispayment. It benefits farmers directly by offering them immediate payments on yield, as well as affordable advances, and ensures that those who are most vulnerable are not subject to theft, loan sharks or unaffordable borrowing.
Benefits include
Immediate payment
Farmers can benefit from immediate, secure payment on the weighing of their crops, as everything is immediately verifiable.
Fair pay
Payments are secure, visible to all parties, and can be verified against crop yields that can’t be tampered with, ensuring corruption is removed and farmers are fairly paid.
Affordable to all
Our solutions are designed to be affordable, especially to those who need them most.
Access to finance
Our partnerships with lenders and digitisation of a farmer’s transaction history ensure that farmers can access affordable advances that would otherwise not be available to them.
Low interest rates
Low interest rates on any advance payments are guaranteed, to help farmers run their business, not have their business run into the ground.
Support team
Our team are there to offer support on all products, from setup, technical support and servicing, through to customising solutions to meet your needs.
capagri™ uses the collected weight data from our weightcapture™ solution to accurately process immediate payments for farmers, rather than them having to wait for payment from accounts payable.
1. Sign In
Farmer signs in to the capagri™ app to apply for advance based on produce supplied to the Processor / Co-op but not yet paid for.
2. Verify Identity
The capagri™ app verifies produce supplied with the weightcapture™ app to support the application for credit.
3. Approve and disburse payment
As SMS approval is sent to the farmer and payment is made via capagri™ app to a mobile money account.
4. Loan is settled
At the end of the loan term, the advance loan is settled directly between capagri™ and the processor / Co-op.
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